Found this article on the web recently...
State Farm apparently likes to keep stats on how often deer are hit and how much they like to jack your rates up...Seems like if you hit a deer, what difference does it make "where" you hit the deer? Why do rates go up (considerably) in one state and nothing in another? In the highest risk State (#1), if you hit a deer, there is no increase...
So, how many of you have hit a deer? How much damage did you incur? Do you have a Grill Guard installed on your truck?
I dropped State Farm like a rock a few years back. Rates with them got ridiculous.
Anyway, here are "their" stats and the price you'll pay...
https://learningcenter.statefarm.com/safety-2/auto-2/watch-out-for-animals-in-the-road/
Odds of hitting a Deer: 1 in 169
Number of Claims in 2014: 1.25 Million
Rank:#20
State: Nebraska
Likelihood of Hitting a Deer: .68%
Insurance Increase: 3%
Rank:#19
State: Kansas
Likelihood of Hitting a Deer: .73% chance
Insurance Increase: 3%
Rank:#18
State: Georgia
Likelihood of Hitting a Deer: .75% chance
Insurance Increase: 22%
Rank:#17
State: Ohio/Alabama (Tie)
Likelihood of Hitting a Deer: .79% chance
Insurance Increase: 18%/16%
Rank:#16
State: Missouri
Likelihood of Hitting a Deer: .81% chance
Insurance Increase: 21%
Rank:#15
State: Maryland
Likelihood of Hitting a Deer: .83% chance
Insurance Increase: 14%
Rank:#14
State: North Dakota
Likelihood of Hitting a Deer: .83% chance
Insurance Increase: 7%
Rank:#13
State: Wyoming
Likelihood of Hitting a Deer: .91% chance
Insurance Increase: 0%
Rank:#12
State: Arkansas/Kentucky (Tie)
Likelihood of Hitting a Deer: .93% chance
Insurance Increase: 3%/23%
Rank:#11
State: North Carolina
Likelihood of Hitting a Deer: .97% chance
Insurance Increase: 39%
Rank:#10
State: Michigan
Likelihood of Hitting a Deer: 1.06% chance
Insurance Increase: 16%
Rank:#09
State: South Carolina
Likelihood of Hitting a Deer: .1.08% chance
Insurance Increase: 24%
Rank:#08
State: Virginia/Minnesota
Likelihood of Hitting a Deer: 1.14% chance
Insurance Increase: 22%/30%
Rank:#07
State: Wisconsin
Likelihood of Hitting a Deer: 1.18% chance
Insurance Increase: 22%
Rank:#06
State: Mississippi
Likelihood of Hitting a Deer: 1.19% chance
Insurance Increase: 11%
Rank:#05
State: South Dakota
Likelihood of Hitting a Deer: 1.22% chance
Insurance Increase: 4%
Rank:#04
State: Iowa
Likelihood of Hitting a Deer: 1.3% chance
Insurance Increase: 31%
Rank:#03
State: Montana
Likelihood of Hitting a Deer: 1.33% chance
Insurance Increase: 4%
Rank:#02
State: Pennsylvania
Likelihood of Hitting a Deer: 1.41% chance
Insurance Increase: 15%
Rank:#01
State: West Virginia
Likelihood of Hitting a Deer: 2.56% chance
Insurance Increase: 0%