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In our almost 10 years fulltiming we've been very fortunate when in need of medical services. We've had everything from broken bones, cardiac care, to colds & flu & have found exactly the right facilities. From Florida to Washington state never had any issue with insurance for doctors, hospitals, or specialist.
Going on Medicare this year so hopefully nothing changes except the insurance provider, well actually I hope we don't NEED to use any of it, that would be a change.